If you were in an accident and it was not your fault is your insurance supposed to be higher?

Your driving record comes out in an abbreviated form, All it will show is "motor with motor" showing you were involved in an accident but it will not show fault or any other details. It was put there by the police unit that investigated the accident. Your insurance company didn't increase your rate for perhaps a couple of reasons. First they know it was not an "at fault" accident or they have "accident forgiveness" built into the policy.r